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Landlord Property Calculators


We know that being a landlord isn’t easy, so we’ve pulled together some useful calculators to help you get the answers you need quickly.

 

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Stamp Duty Calculator

Calculate your Stamp Duty liability on a property purchase.

Stamp Duty Calculator
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Purchase Costs Calculator

Calculate your total costs for a property purchase.

Purchase Costs Calculator
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Gross Yield Calculator

Calculate the Gross Yield of rental properties.

Gross Yield Calculator
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Buy-to-Let Rent Calculator

Calculate the rent required to secure a Buy-to-Let mortgage.

Buy-to-Let Rent Calculator

Stamp Duty Calculator

If you buy a property or land over a certain price in England you must pay Stamp Duty Land Tax (SDLT). It can be a significant additional cost, so it is important to know what this will add to the overall cost of purchasing a property.
 

However, Stamp Duty only starts to apply over a threshold property value. If you buy a property for less than the threshold, there’s nothing to pay. From time-to-time, the government will change the thresholds - for example if they wish to stimulate activity in the property market.
 

Our easy-to-use calculator is updated regularly to ensure you the latest information reflecting the current thresholds and Stamp Duty rates.

 

Cost
Stamp Duty

From 1st July the threshold will be set at £250,000 until 30th September 2021 and then from 1st October 2021, the threshold will revert back to £125,000.

Purchase Costs Calculator

The deposit you put down is just one part of the overall costs involved in buying a property.


Our handy Purchase Costs Calculator is a quick and easy way to consider a range of other costs involved, helping you to budget and plan for your purchase.
 

Buying costs
Total costs


 

Gross Yield Calculator

When you know the potential rental yield of a property, you can estimate the return on your property investment and ensure that your rental income is sufficient for your plans.
 

Our handy Gross Yield Calculator will give you an estimate on how a current rental or a potential buy-to-let investment property compares against other properties.

 

Buying costs
Letting income
Yield

 

Gross Yield provides a rough guide which can be useful when comparing properties, but it does not take into account the running costs of the property.

For a more detailed discussion about the return you are getting on your rental property, why not speak with one of our friendly team at your local branch?

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Buy-to-Let Calculator

Our Buy-to-Let mortgage calculator gives you an indication of how much potential rental income you would need to receive to secure a mortgage, based on the purchase price of the property and the mortgage amount required.

Here are things to consider with a buy to let mortgage:
 

  • The loan-to-value (LTV) generally needs to be lower than 85%
  • Your rental income will need to be at least 125% of your monthly mortgage payment (145% for a higher rate tax-payer)
  • Interest rates on buy to let mortgages tend to be 1-2% higher than residential mortgages


The amount you can borrow on a Buy-to-Let mortgage is based on the rental income you could achieve on the property as well as the applicant's annual income.

 

Cost
Income